Expert Mortgage & Insurance Advice
Clear, Independent
Guidance Tailored
To Your Life
And Goals
We simplify the process to help you make confident financial decisions for a better tomorrow.
15+ YearsExperience
NoAdvice Fees
100%Independent
- Mortgages Made Simple
- Insurance That Protects
- Mortgage Advice
- Ongoing Support
Our Services
Mortgage Repayment Calculator
Use our easy-to-use calculator to quickly estimate your home loan repayments.
- Instant estimate
- Compare options
- Better decisions
- Plan your future
Service Providers
Total Assurance Provides Advice To Our Clients About Their Life And Health Insurances And Mortgages
We provide financial advice about products from a large range of providers.
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Any Financial Advice Provided On Our Behalf Will Take Account Only Of The Information You Have Given Us About Your Particular Needs, Financial Situation Or Goals.
About Us
We’re An Independent Financial Advice Provider
Total Assurance is an independent Financial Advice Provider, working directly with lenders in our industry to secure the best services for our clients. With years of experience, we tailor your best fit using extensive rate shopping ease lows.
Why Choose Us
Why Choose Total Assurance
We provide reliable, cost-effective insurance solutions tailored to your needs. Our expert team ensures seamless support and guidance 24x7.
Expert Financial Guidance
We provide independent advice to help you make informed financial decisions.
Tailored Insurance Solutions
Our team compares leading insurers to find the best coverage for your needs.
Cost-Effective Policies
We help reduce premiums while maximizing your insurance benefits.
24/7 Customer Support
Our dedicated team is available to assist you whenever you need us.
We Value Your Feedback!
Share your review and help us improve.
Share your experienceWe'd love to hear about your experience with Total Assurance and help others make confident financial decisions.
Leave a ReviewOur Values
Building A Secure Future, Ensuring Happiness
To contribute to the development of a happy society, by providing financial security and a secure future for our Clients and their Families.
Our Values
Offering expert advice for a brighter tomorrow.
Commitment
We care for our clients’ exceptional care.
Voices Of Trust
"Shiju was inviting, non-intimidating, genuine & answered everyone's questions without expectation. He offered a no-obligation quote & promised to reply within the week; which he did. He travelled to 'our' convenience, & accepted our humble little home unconditionally. More importantly, because of his gentle unintrusive manner, he was able to communicate with my husband; who doesn't like insurance agents."
"I have been pleased with the professional services Shiju has provided us over the last few years. He returns all phone calls and emails promptly. He is able to tailor packages unique to us and our requirements. His approach is upfront and he explains any questions in a way that is easy to understand. I have no hesitation in recommending Shiju's services to my friends and colleagues."
FAQ
View All FAQMortgage brokers provide their services free of cost to the customer. They deal with different lenders and can provide the options most suited to your circumstances. They assess your needs and identify your loan requirements accordingly. Using a mortgage broker gives you more options—they look at multiple lenders, not just banks, to find the loan which is right for you.
We will complete all the mortgage applications for you to ensure your home loan application has the optimum chance of success. Our custom mortgage broking software compares mortgage rates so we can deliver the best-value home loan for your situation.
Many people choose to fix the interest rate on their loan for one or two years, or longer, because it provides more certainty for the household budget. In some situations, a floating rate or a combination of fixed and floating rates may be more suitable. It depends on your circumstances, which we can help you analyse.
Most banks require documents that prove your income and proposed deposit, along with bank statements to verify your personal expenses and account conduct. They also need details of your current assets and liabilities and usually require proof of residency status.
Most banks require five to ten working days to assess an application. This may vary depending on the lender, the completeness of the documents and the urgency of the application.