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About Total Assurance

Independent Advice. Built Around Your Future.

Independent financial guidance that puts your needs first,
every step of the way.

15+ YearsExperience

IndependentAdvice

FMALicensed

NoAdvice Fees

Shiju Rajappan, Chief Executive Officer

Shiju Rajappan

Chief Executive Officer

Meet Our Founder

We're An Independent Financial Advice Provider

Shiju Rajappan, the founder of Total Assurance, has been providing financial and risk management advice since 2013. Holding a Graduate Diploma in Business Studies and working as a Financial Adviser, he is recognised for his strong communication skills, high-quality expertise, and dedicated client service. Over the past five years, he has successfully built a strong client base while helping individuals arrange all types of personal risk protection insurance. Shiju takes the time to understand each client's needs, explains every option clearly, offers flexible support outside office hours, and provides ongoing guidance throughout the insurance claims process, giving clients confidence and peace of mind.

Who We Are

We Are An Independent Financial Advice Provider

Total Assurance is an independent Financial Advice Provider. We work directly with trusted lenders and insurers to help New Zealand families and businesses make confident financial decisions. Our advice is clear, personal, and shaped around your individual needs.

With years of experience, we tailor the right solution using extensive provider research and clear, practical guidance.

Meet Our Team
Total Assurance adviser meeting with clients

Our Vision & Mission

Our Vision

To contribute to the development of a happy society by providing financial security and a secure future for our clients and their families.

Our Mission

To provide innovative financial solutions that ensure security and stability for our clients and their families, fostering a prosperous and worry-free future.

Our Service Providers

Any financial advice provided on our behalf will take account only of the information you have given us about your particular needs, financial situation or goals.

Let's Build Your Financial Future Together

Our team is here to help you make confident financial decisions for a better tomorrow.